Funeral Homes in Colorado Can Help Identify Burial Assistance Programs for Veterans and Others in Need
Arranging a funeral for a loved one is not an easy task but Colorado funeral homes can help, especially when you are trying to work through your grief. Because funerals can be a financial burden to some, it is important to find a resource you can count on to identify possible burial financial aid in addition to final disposition options that fit within your budget. There are resources for people who were in social welfare programs or were veterans of the military.
Financial Options that Funeral Homes in Colorado May Present to You
Death is inevitable but when it happens is not so predictable. Unfortunately, you cannot defer arrangements for the final disposition of a loved one until you can handle it financially. A body goes through certain natural biological processes that cannot be halted. Therefore, if you have some financial issues hindering you, Colorado funeral homes can work with you to identify funeral assistance or an affordable, workable plan.
If your deceased loved one was a veteran or even the spouse of one, the Veterans Administration can likely help. All veterans discharged honorably are entitled to burial in a state or national veteran's cemetery. Funeral homes in Colorado will explain that this can be a great savings to you. In order to realize these savings, a copy of the deceased's DD214 discharge papers are necessary to gain benefits for burial. The deceased must have served on active duty, in the reserves or discharged due to disability or injury incurred - all honorably.
Colorado funeral homes can assist with any required paperwork necessary to present to the Department of Veteran Affairs in order to receive a grave marker, a service this veteran's entity provides - at no cost to you. However, there would be a small charge for the installation of the grave marker.
If the deceased was part of some social welfare program such as Medicaid, there may be some assistance available from that source. While full expenses are not covered (there is typically a cap that a social program will pay for), funeral homes in Colorado can help get as much assistance as possible for funeral costs. In this instance, asking for some discounts may be an advantage for finances so that a respectful, dignified funeral can still be held.
Adjusting your Expectations - Colorado Funeral Homes Can Help
While you may have certain ideas for taking care of the deceased, sometimes the financial reality of the situation intrudes. It can be heart rendering to choose a method of final disposition for a deceased loved one that is not what you envision. For example, funeral homes in Colorado will tell you the average cost of a funeral is approximately $6,000-$8,000 which includes a basic service, public visitation and casket burial in a cemetery. However, direct cremation is often less than $1,000.
As you can imagine, both final disposition methods are different. However, the sentiment does not have to be. Unless the deceased had some moral or religious objection to cremation, this disposition method might be the best solution. Colorado funeral homes will tell you that you could still have a meaningful experience without a casket burial. A public viewing could still be arranged for an additional fee along with a funeral or memorial service to honor the deceased. The only difference between cremation and casket burial is how the body is handled.
What to Expect from Funeral Homes in Colorado
There are a few state laws which govern funeral practices so that you know what to expect, regardless of which of the Colorado funeral homes you enlist to help with your deceased loved one. For instance, if you call a funeral home and ask about cost, they are required to give you a general price list before talking about any goods or services.
If you are unsure as to which method of disposition to go with for your loved one, be sure to get pricing for both from funeral homes in Colorado. Reviewing caskets and alternative outer burial containers is important so that you fully understand any possible financial responsibilities you may incur. Before any final selections, you must be presented with a price list for any burial container options. The same principle applies if you choose cremation and are selecting an urn. Finally, Colorado funeral homes must provide to you a Statement of Funeral Goods and Services with an itemized list of the goods and services you selected for your deceased loved one. Do not sign it until you fully review it and can honor the financial requirements listed.
The price of something is always considered a delicate matter to ask about and funeral homes in Colorado realize that it may be awkward for you, especially when dealing with your grief. However, you have to live with the reality of your financial situation so it is important to understand the financial options presented to you by your choice of Colorado funeral homes. There is assistance available so that you can handle the death care of a loved one with respect and dignity. Remember, it is not necessarily the method of final disposition that is important but the sentiment and service chosen to honor the deceased. You can plan a meaningful funeral, despite your financial situation, with the help of funeral homes in Colorado.